• For some problems, I will pay you!  For this to occur you must qualify for one of my research projects.  Sometimes, I will see patients for free.  If you want to consider participating in any of my research, be sure to sign up for my health lessons (I notify students of new research projects).
• I do not accept insurance.  Unfortunately, insurance at this time pays more for the removal of 3 warts (which takes me about 5 minutes with liquid nitrogen) than it pays me to spend 2 hours figuring out how to treat a complicated patient.  It costs more to rent a jet ski for an hour at the beach near my home than insurance pays me for an hour of my time.  I refuse to continue to participate in the present insurance pay scale which places such a small value on the diagnosis and treatment of complicated medical problems.  I accept cash, check, or credit card.  Because I don't accept insurance, I make the promise to return all of my physician fees to anyone who visits me in my private clinic, anytime, for any reason.  I'm careful to only take money from people whom I think I can help, whom I think really want help. I offer to give all the money paid to me back to the patient if he or she doesn't think I've given them more than their money's worth (can't return lab fees).
• FAQ's 
• Can I pay you by the visit?  I don't want people to be hesitant to see me.  If they have to pay every time they visit then they will sometimes not call or visit when they should and I can't help them as much as I would like. 
• Can I pay you by the hour?  Again, people get in a hurry (I tried this one) and if I ask them many questions to get to the bottom of their problem they don't feel relaxed about sitting and talking with me (knowing that it's costing them money).
• Can I make payments?  I don't like this one because frequently I'll have people on the road to recovery then they'll quit coming to see me because they can't make the payments. 
• Best, people pay me the full fee up front.  Now they are relaxed about sitting and talking with me and I'm relaxed that I've been compensated for my time.  I ask for the full 6 month's worth up front, but give the guarantee that they get all the money back at anytime during the 6 month's if they do not think my services were worth more than they paid.
• Even though I do not accept insurance, the patient's rights act forces insurance companies to pay for lab work and x-rays that I order even if I refuse to accept the insurance payments.  Of course,  just like with doctors who accept insurance, your policy may not pay for some tests or may ask you to pay for some tests but your insurance is still required to cover the same testing that it would cover if you saw a doctor that accepts insurance.  
• If you are interested in seeing me,  please call or e-mail me.  We can spend about 10 minutes on the phone and have good indication if we're potentially a good match.

The doctor of the future will offer more advice than medication."  ---Thomas Edison

Dr. runels' Phone (24 hours)  251-625-2612 or 866-625-2612